American Momuntum Bank

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American Momentum Bank: Business Checking That’s Good For Your Business and You

You know you’ve found the right business checking solution when you discover its ability to boost your operations, cash flow, and bottom line. Sometimes, identifying the right business checking account for your business can be tricky. That's why we give you options in checking accounts. We work diligently with you to identify the right account and to ensure that you understand how that account works in terms of the way you conduct business. Every American Momentum Business Checking Account is enhanced by an array of financial solutions and services that help save you time and money. 

Our current business checking programs include:

Business Bundle Checking Account:

For businesses capable of maintaining higher balances, we offer this bundled account offering your business premium, select value-added services.

The features and benefits include:

  • $40,000 minimum average collected balance to avoid a $49.95 monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Free remote deposit service and scanner*
  • Merchant credit card processing available; ask for details
  • Free starter checks and deposit tickets
  • No charge for first 350 items; $0.10 for each item over 350
  • No charge for first 25 Bill Pay transactions; $0.50 for each transaction over 25
  • No fee Check Collect return processing
  • Paper or eStatements available
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Platinum Business Checking Account:

If you are a small business owner looking for a business checking account that is value-laden, you’ve found it. This is the perfect checking account for those small businesses enjoying moderate transaction volumes.

  • $5,000 minimum average collected balance to avoid a $15.00 monthly maintenance
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services available at a reduced monthly fee of $30*
  • Merchant credit card processing available; ask for details
  • No charge for first 350 items; $0.25 for each item over 350
  • No charge for first 25 Bill Pay transactions; $0.50 for each transaction over 25
  • No fee Check Collect returned check processing
  • Paper or eStatements available
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Fully Analyzed Business Checking Account:

If your business runs with higher transaction volumes or higher balances, or if it requires treasury management services, this is the account for you. It features:

  • $18.00 monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services available; ask for details*
  • Paper or eStatements available
  • No fee for Visa® Debit Card
  •  No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay
  • Monthly account analysis program allows many fees and charges to be offset by an earnings credit based on your average monthly collected balance

Talk to one of our Treasury Management Officer about customizing your account.

Non-Profit Interest Checking Account:

Does your non-profit require a checking account that offers you flexibility and convenience? If so, this is very likely your new checking account. It also works well for those sole proprietorships.

  • $1,000 minimum average collected balance to avoid a $10.00 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly**
  • Minimum to open is $100
  • Remote deposit services available; ask for details*
  • Merchant credit card processing available; ask for details
  • No charge for first 200 items; $0.25 for each item over 200
  • No charge for first 25 Bill Pay transactions;$0.50 for each transaction over 25
  • No fee Check Collect returned check processing
  • Paper or eStatements available
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Basic Business Checking Account:

Looking for a versatile business checking account that’s low cost? We have one specifically designed for the small to medium sized business enjoying a moderate checking volume.

  • No monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services available; ask for details*
  • Merchant credit card processing available; ask for details
  • No charge for first 200 items; $0.35 for each item over 200
  • No charge for first 25 Bill Pay transactions;$0.50 for each transaction over 25
  • No fee Check Collect returned check processing
  • Paper or eStatements available
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking with Bill Pay

Florida Interest on Trust Account (IOTA):

Attorney escrow funds require a solution specifically built to meet their special requirements.
Ours features:

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly**
  • Minimum to open is $100
  • Remote deposit services available; ask for details*
  • No per-item charge
  • Paper or eStatements available
  • Convenient access to Online Banking with Bill Pay 

Texas Interest on Trust Account (IOTA):

A flexible solution for attorney escrow funds.
Ours features:

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly**
  • Minimum to open is $100
  • Remote deposit services available; ask for details*
  • No per-item charge
  • Paper or eStatements available
  • Convenient access to Online Banking with Bill Pay 

For more details, please refer to our Deposit Agreement and Disclosures booklet. We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply.

*Subject to credit approval.

**The interest rate and APY are variable, depend upon the applicable balance tier, and, at the Bank's discretion, may change anytime without prior notice.

 

 

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Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

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