American Momuntum Bank

(866) 530-BANK

Checking Accounts That Serve You Well  

Building a stable life means having options. At American Momentum Bank, we are entirely committed to providing you with comprehensive personal banking services designed to meet your specific financial requirements.

Here are our current options for Personal Checking accounts:

Gold Interest Checking Account:  A premium checking account offering higher rates for those with higher balances.

  • $25,000 minimum average collected balance to avoid a $20 monthly maintenance fee
  • No minimum balance requirement to earn interest 
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $5,000
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fees for: 
    • Visa® Debit Card
    • Unlimited ATM use at American Momentum Bank ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network.  Please click here for a listing of all surcharge-free network ATMs worldwide.
    • A 3x5 safe deposit box
    • Online Banking with Bill Pay
    • Cashier's Checks
  • First order of Momentum basic checks at no charge

Momentum E Interest Account: An account that rewards you for your direct deposits.  

  • One ACH direct deposit per month to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • This account earns interest, compounded daily and paid monthly**
  • Minimum to open is $100
  • No per-item charge
  • Online Banking and eStatements are required
  • Check images provided with statements at no charge
  • No fees for: 
    • Visa® Debit Card
    • Unlimited ATM use at American Momentum Bank ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network.  Please click here for a listing of all surcharge-free network ATMs worldwide.
    • Online Banking with Bill Pay
  • 50% discount on first-year rental of a safe deposit box

Basic Checking Account: Checking with no monthly fee.

  • No monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fees for: 
    • Visa® Debit Card
    • Unlimited ATM use at American Momentum Bank ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network.  Please click here for a listing of all surcharge-free network ATMs worldwide.
    • For inquiries through Online Banking
  • Optional Online Bill Pay available for a $5 monthly service fee

Health Savings Account (Individual or Family): An account designed to help you save for medical expenses.

  • $2 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee Visa® HSA debit card (no ATM access) for HSA qualified purchases
  • Standard fees for Health Savings Accounts apply.  Please refer to our Fees and Services brochure.

Interest Checking.

  • An account that earns interest on any balance over $0
  • $1,000 minimum average collected balance to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® debit card
  • No fee, unlimited ATM use at AMB ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network.  Please click here for a listing of all surcharge-free network ATMs worldwide.
  • 50% discount on first-year rental of a safe deposit box
  • No fee for Online Banking with Bill Pay    

Sterling Checking.

  • An interest-earning account for clients age 62 or better
  • One ACH direct deposit per month to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® debit card
  • No fee, unlimited ATM use at AMB ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network. Please click here for a listing of all surcharge-free network ATMs worldwide.
  • 50% discount on first-year rental of a safe deposit box
  • First order of Momentum basic checks at no charge
  • No fee for Online Banking with Bill Pay

Momentum@Work.

  • An interest-earning account for employees of our business clients.  To qualify for this account, you may be required to provide evidence of your employment with an AMB business accountholder.
  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • No per-item charge
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee, unlimited ATM use at AMB ATMs and 50,000+ surcharge-free ATMs worldwide on the Allpoint Network. Please click here for a listing of all surcharge-free network ATMs worldwide.
  • No fee for Online Banking with Bill Pay

 

*The interest rate and APY are variable, depend upon the applicable balance tier, and, at the bank’s discretion, may change anytime without prior notice.

**The interest rate and APY are variable, and, at the bank’s discretion, may change anytime without prior notice. For detailed information, please refer to our Deposit Agreement and Disclosures booklet. Every effort has been made to ensure accuracy and reliability in the information provided. However, the information is subject to change. Other fees may apply.

Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

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Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

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