Mr. Smith has worked in the banking industry since his graduation from Auburn University. An Alabama native, he has spent most of his professional career in the Tampa Bay area, a period during which he earned a master’s degree in business administration and completed the prestigious Graduate School of Banking at Louisiana State University. Mr. Smith serves commercial clients throughout Tampa Bay, with a focus on Pinellas and Hillsborough counties. He is vice chairman of the Tampa Bay Mayors Prayer Breakfast.