Mr. Folino has been in the banking industry since graduating from Ohio University with a bachelor’s degree in finance and economics.  He started his career with a large regional bank in Cleveland, Ohio. Mr. Folino then obtained a master’s degree in business from Cleveland State University before relocating to Sarasota, Fla.  He has experience in various areas of commercial banking, including commercial real estate.  Mr. Folino is a member of the Risk Management Association, Sarasota Young Professionals Group and Lakewood Ranch Business Alliance.