Personal Savings Solutions
Momentum Premier Money Market**:
High tiers of interest that reward you for maintaining higher balances. The account includes select free services and preferred CD and loan rates.
- Free Momentum Online Banking
- Free Bill Pay Service
- Free Visa Check card
- Free Unlimited ATM usage at any ATM**
- Free first order of Momentum basic checks
- 50% off initial year fee for safe deposit box
- Overdraft protection from credit line* or savings account
- Preferred rates
- Free notary services
- Higher interest rates on higher balance tiers
Monthly Maintenance Fee: None with $10,000 in total deposit balances or $15,000 in outstanding loan balances. $15 monthly fee if balances are not maintained.
Momentum Classic Savings**:
A wonderful way to save money at higher interest than a checking account. This account includes:
- Free Momentum Online Banking
- Free notary services
Monthly Maintenance Fee: None with $500 in average daily balances. $10 monthly fee if balances are not maintained.
Momentum Incentive Savings**:
Account designed for our young savers under the age of 18. No monthly fees, ever! You will also enjoy the benefits of:
- Free Online Banking
- Free notary services
- No minimum balance requirement
Monthly Maintenance Fee: None
Certificate of Deposit:
Enjoy higher rates when you are able to plan access to your funds.
- Free Momentum Online Banking
- Free notary services
- Minimum balance requirement varies by Certificate of Deposit
Monthly Maintenance Fee: None
Momentum "Step-Up" CD's:
Offered in 5, 7, 11 and 14 month terms, these certificates offer you the freedom to "step up" to a higher rate when rates rise, once during the term. You decide when and we'll do the rest. For our rates, please contact us at (866) 561-2529.
* With approved credit.
** Six transactions per month - three internal / three external withdrawals.
Tiers are determined by your daily ledger balance. The calculaton of interest is based on the collected balance of the account. Fees and features are effective March 2007 and subject to change. Fees could reduce earnings on interest-bearing accounts. For additional information, please refer to Checking and Savings Account Terms, Conditions and Fee Disclosure.
