Mr. Smith has worked in the banking industry since his graduation from Auburn University. An Alabama native, he has spent most of his professional career in the Tampa Bay area, a period during which he earned a master’s degree in business administration and completed the prestigious Graduate School of Banking at Louisiana State University. Mr. Smith serves commercial business clients and real estate developers out of the Tampa corporate office, with a focus on West Central Florida. He is currently serving as chairman of the Tampa Bay Mayors Prayer Breakfast and is actively involved in CBMC of Tampa Bay.