American Momuntum Bank

(866) 530-BANK

Meet Our Banking Center Team 

Denise J. Gagne

Banking Center Sales Manager

5851 Fruitville Road
Sarasota, FL 34232
Office: (941) 806-0740
Fax: (941) 806-0779

Ms. Gagne has been in the banking industry since 1990 and currently serves as an officer and Banking Center Sales Manager for American Momentum. She attended the New England Banking Institute. Ms. Gagne is a director and treasurer of the Sarasota Academy of the Arts; president of her Business Network International Chapter, Partners for Profit; and a member of the Sarasota Chamber of Commerce. Prior to joining American Momentum, she was the East Coast regional manager for a cellular tower business.

Laura Ritchie

Vice President / Florida Retail Banking Manager

American Momentum Bank
15150 N. Florida Avenue
Tampa, FL 33613
Office: (813) 549-4784
Cell:  (813) 892-7973
Fax: (813) 549-4813
NMLS ID: 815193

Biography Coming Soon

Pam Gifford

Banking Center Sales Manager

3939 McIntosh Road
Sarasota, FL 34233
Office: (941) 806-0361
Fax: (941) 371-5830

Ms. Gifford puts her clients first, because she understands that the best way to help her clients succeed is to serve them well and ensure they have the right products and services. She first gets to know her clients’ financial services needs before tailoring solutions for them. Then she follows up as her clients’ needs evolve over time. After three decades in banking, all of it in Florida, Ms. Gifford understands and serves her community. She is a member of the Greater Sarasota Chamber of Commerce and its Leadership Sarasota County program and the American Business Women’s Association.

Charlotte Clark

Vice President / Banking Center Manager

American Momentum Bank
131 S. Pebble Beach Blvd.
Sun City Center, Florida 33573
Office: (813) 634-9200
Fax: (813) 865-4670
NMLS ID # 847233

Ms. Clark is a career banker with 33 years of experience, almost all in the southern Hillsborough County market. She received a degree in Foundations of Banking and Finance at the American Institute of Banking. Ms. Clark is a member of Hillsborough Community College’s Community Advisory Board, a trustee of South Bay Hospital, and a supporter of AMI Kids, Critter Mama Rescue, the Citizens Improvement League of Wimauma and many other non-profit organizations. In recognition of her service, she has received numerous awards from the Sun City Center and SouthShore chambers, and from Hillsborough County.

Tammie L. Murphy

Assistant Banking Center Manager

American Momentum Bank
4830 W. Kennedy Blvd., Suite 155
Tampa, FL 33609
Office: (813) 549-4761
Fax: (813) 549-4861

Ms. Murphy is a career banker with 30 years of experience in banking center leadership, all of it in Tampa. Before making recommendations for her clients, she listens carefully to be certain she understands their financial goals and objectives. Only then does she tailor a product and service solution that best meets her clients' individual needs. Ms. Murphy also understands the Tampa market, serving as an Ambassador for the South Tampa Chamber of Commerce and a volunteer for Junior Achievement and Meals on Wheels. She is a graduate of the American Institute of Banking.

Tina Zernickow

Assistant Banking Center Manager

3155 Daniels Road
Winter Garden, FL 34787
Office: (407) 367-4338
Fax: (407) 367-4328

As Assistant Banking Center Manager, Ms. Zernickow ensures that every client is treated as an individual and has the right products and services that best meet their financial needs. That kind of personalized service is a hallmark of American Momentum and one that distinguishes the bank from competitors. Just as she is responsive to clients, she also responds to the community’s needs by serving as a member of the West Orange Chamber of Commerce and Orlando Women in Business, a volunteer for Junior Achievement and a registered host family for Safe Families for Children.

Lois Casiano

Assistant Banking Center Manager

1001 S. Fort Harrison Ave, Suite 100
Clearwater, Florida 33756 
Office: (727) 471-3327
Fax: (727) 471-3342
Mrs. Casiano is a 34-year career banker who understands the important role that American Momentum can play in clients’ lives and businesses. As an assistant banking center manager for the bank’s Harbor Oaks location, she is dedicated to identifying her clients’ needs and then tailoring solutions that help them reach their goals. Ms. Casiano works in Clearwater, Fla. She enjoys serving her community, especially through her support of RBS Food Bank.

Tammy Carey

Assistant Banking Center Manager

American Momentum Bank
301 East Pine Street, Suite 125
Orlando, FL 32801
Office: (407) 367-4332
Fax: (407) 367-4308

Ms. Carey has been in the banking industry since 1984, holding a number of financial services positions and currently serving clients as assistant manager for American Momentum’s downtown Orlando banking center. Active in the community, she is member of Orlando Inc., the Orlando Regional Chamber of Commerce. She also attends Powerful Women Networking and Connections Groups.

John Lang

Assistant Vice President / Banking Center Sales Manager

544 S. Washington Blvd.
Sarasota, FL 34236
Office: (941) 556-3570
Fax: (941) 806-0581

Mr. Lang serves as American Momentum’s Banking Center Sales Manager in Sarasota. Because of his extensive experience leading banking center client service, he understands that individuals and business owners who turn to American Momentum have their own particular needs for financial services. He and his team therefore tailor the right solutions that can help the bank’s clients prosper, achieve their financial goals and realize their dreams. Mr. Lang received a bachelor’s degree from Indiana University of Pennsylvania in Indiana, Pa., and lives in Palmetto, Fla.

Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

Some browser pop-up blockers may prevent the new email window from opening. Please disable your pop-up blocker before clicking 'Continue'.

Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

Some browser pop-up blockers may prevent the new email window from opening. Please disable your pop-up blocker before clicking 'Continue'.