Ms. Gallagher has 27 years of large regional and community bank experience.  Prior to joining American Momentum Bank, Ms. Gallagher spent 18 years with Bank of America in various sales and senior management roles.  Her experience includes retail and commercial operations, treasury management sales and acquisition project management.  Ms. Gallagher is a graduate of Clarion University of Pennsylvania with a degree in computer science.  She serves on the Tampa Bay Junior Achievement advisory board and is a volunteer for several charitable organizations in the Bay area.