American Momuntum Bank

(866) 530-BANK

Executive Team

While American Momentum Bank is still a new member of the banking community, our leadership is anything but new to the world of financial services. Our executive team provides decades of experience in this highly competitive marketplace. This experience, coupled with their diverse and in-depth banking expertise, provides us with dynamic leadership intent on making American Momentum Bank a financial force that must be reckoned with. Combining their vast skills in client relations, product development, and service delivery has helped us create a bank with a singular focus on client satisfaction. Their commitment to our success is best shown by the commitment they make to your success. Working together, they empower us to provide unique personal, business, and commercial banking solutions  

Members of our Executive Team include:

Donald A. Adam

Chairman & CEO, The Adam Corporation/Group

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Mr. Donald A. Adam has served as Chairman and CEO of The Adam Corporation/Group and its predecessors (“TAC/G”) since 1969. Mr. Adam is sole shareholder of TAC/G, which is a privately-owned company headquartered in College Station, Texas.

Mr. Adam entered the banking business in October 1988 when TAC/G acquired 11 failed financial institutions in Texas under the “Southwest Plan”. Shortly thereafter, 3 more troubled institutions were acquired, bringing to 14 the total number of acquired institutions. The acquired institutions had in excess of 100 banking locations and over $4 billion in mostly-troubled assets. Each institution had its own internal systems, policies and procedures, many of which were not compatible, and therefore could not easily be integrated into a single banking franchise.

From 1988 to 1997, TAC/G focused on merging the institutions into a single banking franchise (First American Bank – hereinafter, “First American”) and on resolving the troubled assets on behalf of the FDIC. By 1997, after the troubled assets had been resolved, the high-rate CDs run off, and the unprofitable branches closed and/or sold, First American was a smaller institution with less than $2 billion in assets and approximately 60 locations, primarily in second-tier cities in West and Central Texas. First American then transitioned from being a workout bank to focusing on being a community-oriented commercial bank.

Beginning in 1998 and continuing through 2004, First American executed a growth plan, which included expansion into the major Texas cities of Dallas/Forth Worth, Houston and Austin. During that time period, three acquisitions were completed and over 30 de novo branches were opened. By the end of 2004, First American had reached nearly $3.6 billion in assets and 107 branch locations; was a highly profitable banking institution; and was held in high regard by customers, employees, peers and regulators.

In March 2005, after 16 years of ownership, TAC/G completed the sale of First American to Citigroup, Inc. (“Citigroup”). The fact, at the time, that the world’s largest financial institution selected First American as a platform for expansion speaks well of Mr. Adam’s ability to build a high-quality banking institution.

In addition to having significant experience in banking, Mr. Adam has strong business and personal ties to the State of Florida. For nearly 20 years, he has owned and operated a sizable agriculture and livestock operation in Central Florida. Mr. Adam’s business and personal experiences in Florida have allowed him to witness firsthand the demand in the local banking market for a large independent commercial bank. American Momentum Bank opened its doors October 26, 2006 and at that time, it opened with the largest startup capital of any financial institution in Florida state history with $100 million. Currently headquarted in College Station, Texas, American Momentum Bank is one of the country’s strongest and most secure banks.

Mr. Adam is intimately involved in every aspect of the management of American Momentum Bank.  

Mike Collins

Florida President

American Momentum Bank
301 E. Pine Street, Suite 1000
Orlando, FL 32801
Office: (407) 367-4316
Fax: (407) 367-4325

Mr. Collins’ position as President of American  Momentum’s Florida franchise, and as a Director, allows him to use his decades of executive experience to further develop the bank into a leading provider of financial services throughout the state. During his 35 years in banking, almost all of it in Florida, Mr. Collins has developed and executed strategic plans, built executive teams and driven business results for some of the industry’s most recognized brands in the state. He understands banking at every level, from loan originations to underwriting, market expansion, product development, wealth and treasury management, and client service. He also knows Florida banking as well as, if not better than, anyone. One of his top priorities at American Momentum is attracting bankers who, like himself, have the same focus on delivering high-touch, client-focused service. There are many opportunities for the bank to grow in Florida, and Mr. Collins wants to be sure that American Momentum helps clients take advantage of them. Every time the bank does, clients realize their dreams, and communities grow even stronger.

Clay Riebe

Executive Vice President/Chief Lending Officer

American Momentum Bank
One Momentum Blvd.
College Station, TX 77845
Office: (979) 599-9340
Fax: (979) 599-9360

Mr. Riebe is a life-long resident of Texas and a graduate of Texas Tech University, where he received a bachelor’s degree in business management. His 30-year banking career began at a Lubbock, Texas, community bank where he made contacts that ultimately led him to Bryan/College Station; he has lived there for the past 24 years. Mr. Riebe is Chief Lending Officer for American Momentum, formerly having served as the bank’s President for the Bryan/College Station market. He is a member of the board of the Salvation Army and a former board member of the College Station ISD Education Foundation, which he served as a member of the finance committee.  In addition, he formerly served as a director, the treasurer and a member of the executive committee of Health For All and a director of the United Way of the Brazos Valley. Mr. Riebe has been a member and deacon of Central Baptist Church of Bryan for the past 23 years.

George Lea

Executive Vice President

American Momentum Bank
One Momentum Blvd.
College Station, TX 77845
Office: (979) 599-9345
Fax: (979) 599-9365

Mr. Lea serves as Director of Marketing and oversees the Retail portion of the bank.  Having been associated with American Momentum Bank's holding company since 1991, Lea has served in many roles within other related companies and has extensive experience in management. All the while, he has continued to enjoy direct interaction with clients.  Mr. Lea is a graduate of the University of Texas and has been involved in numerous charitable organizations throughout Texas.

Maureen Gallagher

Executive Vice President/
Chief Administrative Officer

American Momentum Bank
One Urban Centre/Suite 200
4830 West Kennedy Blvd.
Tampa, FL 33609
Office: (813) 549-4704
Fax: (813) 549-4804

Ms. Gallagher has 27 years of experience with large regional and community banks.  Prior to joining American Momentum, she spent 18 years with Bank of America in various sales and senior management roles.  Her experience includes Retail and Commercial operations, Treasury Management sales and acquisition project management.  Ms. Gallagher is a graduate of Clarion University of Pennsylvania with a degree in computer science.  She serves on the Tampa Bay Junior Achievement advisory board and is a volunteer for several charitable organizations in the Tampa Bay area.

Michael S. Dittmer

Senior Vice President/IT Manager & Information
Security Officer

American Momentum Bank
One Urban Centre/Suite 200
4830 West Kennedy Blvd.
Tampa, FL 33609
Office: (813) 549-4800
Fax: (813) 549-4880

With a career in banking stretching back to his teen years, Mr. Dittmer has extensive experience in the systems and technology integration of merging financial services companies. Mr. Dittmer previously held technology leadership positions at Signature Bank in St. Petersburg, Fla., and State Bank of the Lakes in Antioch, Ill. He studied accounting at the College of Lake County in Grayslake, Ill., and is currently attending DeVry University working toward a bachelor of science degree in business administration and business information systems.  Mr. Dittmer holds a number of certifications: PC Technician Certified and Internet Communications Certified, both from the College of Lake County; and Certified Professional, Certified Desktop Support Technician and Microsoft Office Specialist, all by Microsoft.

Rhea Bratcher

Senior Vice President/Chief Compliance Officer

American Momentum Bank
One Urban Centre/Suite 200
4830 West Kennedy Blvd.
Tampa, FL 33609
Office: (813) 549-4710
Fax: (813) 549-4810

Ms. Bratcher has served in the regulatory compliance industry for more than 28 years and has held various leadership positions during her career. She is a long-standing board member of a regional compliance association and an active member of several professional banking associations. Ms. Bratcher serves on the grants committee of the Pinellas Education Foundation and enjoys spending time with family and friends. 

William Falzone

Executive Vice President/Chief Financial Officer

American Momentum Bank
One Urban Centre/Suite 200
4830 West Kennedy Blvd.
Tampa, FL 33609
Office: (813) 549-4706
Fax: (813) 549-4806

Mr. Falzone is a life-long resident of the Tampa Bay area and a graduate of the University of South Florida, where he received a bachelor’s degree in chemistry and a master’s degree in business administration with an emphasis in accounting. Upon graduation, he served as an officer in the United States Marine Corps before entering the banking industry. His banking career spans 33 years, and he currently holds the position of Executive Vice President and Chief Financial Officer. Mr. Falzone is a certified public accountant and holds a degree from the Louisiana State University School of Banking of the South.  He is an active gardener, growing much of his own fruit, and holds a second degree black belt in the Korean martial arts of taekwondo and hapkido.

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Notice: Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, American Momentum Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Momentum Bank directly at your nearest Banking Center.

Thank you.

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